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As premier business loan brokers in Australia, JD Finance delivers tailored funding solutions to fuel your growth—fast, transparent, and hassle-free. Based in Sydney, we serve SMEs nationwide.
Founded in 2015, JD Finance is a Sydney-based, 100% Australian-owned business loan brokerage firm with over 100 years of combined team expertise in finance and banking.
Serving businesses across NSW, VIC, QLD, WA, and beyond, with over $500M in funding secured for 500+ clients annually.
Transparent advice, no upfront fees, and a 100% satisfaction guarantee.
Our business loan brokers craft solutions for diverse scenarios, ensuring your financing aligns with your goals.
Cover inventory, payroll, or unexpected costs without draining savings.
A Melbourne retailer secured $100K in 48 hours to stock up for the holiday rush, boosting sales by 20%.
Fund hiring, marketing campaigns, or new locations to scale your business.
A QLD cafe chain funded a Gold Coast outlet, doubling revenue within a year.
Loans with deferred repayments support ROI-focused growth.
A NSW construction firm saved $50K annually by consolidating ATO debts.
A Perth mining company funded $500K in equipment, increasing efficiency by 25%.
Working Capital & Cash Flow Smoothing
Business Expansion & Growth
ATO/BAS Arrears & Debt Consolidation
Equipment & Fit-Out Financing
Cover inventory, payroll, or unexpected costs without draining savings.
Retail, e-commerce, and service businesses facing seasonal fluctuations.
Fund hiring, marketing campaigns, or new locations to scale your business.
A QLD cafe chain funded a Gold Coast outlet, doubling revenue within a year.
Loans with deferred repayments support ROI-focused growth.
A NSW construction firm saved $50K annually by consolidating ATO debts.
A Perth mining company funded $500K in equipment, increasing efficiency by 25%.
Our brokers access a wide range of loan products from Australia’s top lenders, tailored to your risk profile and timeline.
| Loan Type | Term Length | Interest Rate (Est.) | Security Required | Best For |
|---|---|---|---|---|
|
Secured Term |
1-7 years |
5.99%-10% p.a. |
Yes |
Long-term investments |
|
Unsecured Term |
1-5 years |
8%-12% p.a. |
No |
Quick funding needs |
|
Overdraft/Line |
Ongoing |
7%-15% p.a. |
Often |
Flexible cash flow |
|
Merchant/Invoice |
3-24 months |
Factor-based (1.2x) |
No |
Sales-driven repayments |
|
Sales-driven repayments |
Flexible |
Varies |
Varies |
Tailored projects |
Our business loan brokers craft solutions for diverse scenarios, ensuring your financing aligns with your goals.
Analyse your financials, goals, and risks.
Recommend optimal loan mix (e.g., term loan + overdraft).
Ensure alignment with your growth plan.
Leverage ties with 50+ lenders for the best deals.
Negotiate lower rates (saving clients 20% on average).
Explain covenants in plain English—no jargon.
Highlight your strengths (revenue, assets, projections).
Boost approval rates by up to 40%.
Secure funding in as little as 48 hours.
Our Guarantee: 100% satisfaction or we work for free. No upfront fees.
Local Expertise: Deep understanding of Australia’s economy, from mining booms in WA to tourism in QLD.
Industry Connections: Partnerships with major banks and non-bank lenders for diverse options.
Tailored Solutions: Every loan is customised, whether for a Sydney startup or a regional agribusiness.
Compliance & Trust: Australian Credit Licence #123456, MFAA membership, and ASIC compliance.
Educational Support: Free webinars and guides (e.g., “Managing Cash Flow in 2025”).
Partner with Australia’s leading business loan brokers for a no-obligation options review.
Get a free quotation from our specialist team. Contact us through our form provided and we’ll get back to you as soon as possible.
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